Your plight is no different from people in upstate New York. While we need a new model for education we also need a new funding model and that is the non-property tax system composed of Real Property Sales Tax, Rental Tax and County or Statewide School Income Tax. With this model if you own you home (your savings) it is yours forever. You pay sales tax at time of purchase and that is it – a true irrevocable titled ownership without encumbrance. If you retire and you’re on a fixed income tax efiling the only tax you will pay is income tax. The same applies to spousal or family job loss. If you are without income your home will not be taken away. The only indicator of economic activity is income. Without income there is no economy. Therefore this is the only legitimate source from which tax revenue should be derived not savings.